Since selling our house recently, and revealing to family and friends that we will be renting in a new city, many of them have been bombarding us with questions as to why we gave up our home!
We aren’t leaving because we don’t like the neighbors, the area, or even the house itself!
On the contrary, we love every single bit of what our home has brought to our lives…so why move? Debt!
I hate that word, doesn’t it just make you feel like you’re 1000 lbs heavier than you really are?
Since turning 18 and receiving that first “credit card lure” in the mail, debt has very much been our companion.
When my husband and I got married in 2007, we each had our own debts (as many do in their early 20’s), and thought nothing of them…we were normal right?
After entering into marriage and combining those debts they were much larger than we were each used to on our own, so we came up with a plan. We decided to buy our first home (yup…more debt!) and renovate it, then sell for enough profit to leave debt free!
While the exciting prospect of becoming debt free motivated us through the toughest times of this endeavor (and there were some tough ones!), we ended up living way beyond what we could afford if we’d stuck to a cash system, and became further in debt than ever before simply by justifying the means (more debt to complete the renovations) by the end (to become debt free).
Fast forward…7 years have now passed…
Our house is complete! We finally finished our project and are ready to sell, and even though we love this house that has become our home, we know we have to. Why?
- to let go of the stress of financial issues resting on our shoulders
- to be able to enjoy life and put some spontaneity back into it
- to set an example for our daughter of what a budget should look like
These priorities pushed us through and forced us to stick to our plan of selling our home that we love so much in order to achieve these goals.
Our need to overcome debt was so strong, it was enough for us to give up our home. Where we first lived when when we got married. Where we had our first child.
When I was younger, I always thought that at my age I would be living in my “forever home”, hosting weekend family BBQ’s and taking annual vacations together…never did I think I’d be moving again, let alone to rent. But as much as I couldn’t have predicted all of this 10 years ago, I don’t know too many people that can say that they are officially debt free at 30, and I’m pretty proud of that!
I will never look back and wish I did things differently, because if it weren’t for the path we chose to take, we wouldn’t have learned the lessons we have, the lessons we can pass onto our children.
We’ve learned we can pull through anything together.
We’ve learned that “stuff” isn’t worth the stress that comes after the payment.
We’ve learned that we’d rather enjoy experiences in life than have material things.
We’re starting a new debt-free chapter in our lives, and while I’ll miss our home, I couldn’t be happier right now!
Have you ever made a “fresh start” move in your life? Share Below!
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